Just ran across the article 50 Ways to Cut Health Care Costs on CNNMoney’s website. 

As fast as health care costs are rising, I think it’s a good idea to educate yourself about your health care costs and how to cut them.

#3 Pay up front, in cash – I have done this several times, and have gotten a 15% discount as a result.  If it’s a cost that won’t be covered by insurance (because you have a high deductible), then it benefits you to pay up front to get the discount.

#10 Visit a retail health clinic (such as CVS and Walmart) – I haven’t had any reason to do so yet, but it’s nice to know that I have somewhere else to go for poison ivy, the flu, or other small ailments that’s less costly than a visit to the doctor.

#18 Consider an HSA – although these aren’t right for everyone, I have an HSA and love the savings (lower premiums and a tax break).

Click here to read the full article: https://money.cnn.com/popups/2006/moneymag/healthcare/index.html