by Kristine McKinley | Aug 6, 2008 | Debt Management, Personal Finance
While I was on vacation this week, some thief was busy emptying out my checking account. I have always loved the convenience of debit cards, but this recent experience has me re-thinking the cost of that convenience. First, your liability if you are a victim of debit...
by Kristine McKinley | Dec 3, 2007 | Debt Management, Featured Post
Unfortunately the holiday season usually brings an increase in credit card fraud and identity theft, so right after the holidays is a great time to check your credit report. Following is why, when and how to check your credit report… Why you should check your...
by Kristine McKinley | Dec 16, 2006 | Budgeting and Saving, Debt Management, Personal Finance
I noticed that a payday loan store moved into my neighborhood recently, then I looked around and realized there are several in my area. This made me wonder… how profitable are these payday loan places, that they are popping up on every street corner? I’ve...
by Kristine McKinley | Jun 11, 2006 | Debt Management
Tired of receiving 5 credit card offers for every 1 piece of "real" mail? Now you can opt of pre-approved credit card offers. The Fair Credit Reporting Act requires credit reporting agencies to maintain an opt-out list of consumers who no longer...
by Kristine McKinley | May 10, 2006 | Debt Management
All I can say is "wow". I never expected to see a 50-year mortgage. See the full story from CNN Money here. I imagine this will be a popular mortgage in California and other areas where home prices have sky-rocketed, but can you imagine paying on...
by Kristine McKinley | May 3, 2006 | Debt Management
I’ve had many questions lately about where you can go to get your free annual credit report. There is only one legitimate website to do this and it is www.annualcreditreport.com. Beware of ads or other websites that offer a free annual credit report. Many of...
