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Traveling Smart During the Hot, Pricey Summer of ’08

by Kristine McKinley | Jun 17, 2008 | Budgeting and Saving

Summer is when we hope to get time off to relax. But with regular gasoline prices nearing $4 and energy prices pushing tourism expenses higher on everything from plane fare to meals out, paying for this year’s summer vacation might be a significant source of...

10+ Ways to Save on Fuel

by Kristine McKinley | May 29, 2007 | Budgeting and Saving, Personal Finance

by Jenny McKinney and Patrick McKinney, Retirement Planning Guides at About.com With the price of gasoline constantly increasing, we are all looking for ways to save on this necessary liquid. If you own a gas guzzler, you might need to look for all the help you can...

Small Ways to Save Big

by Kristine McKinley | Apr 2, 2007 | Budgeting and Saving, Personal Finance

Kiplinger.com has a great article on 20 Small Ways to Save Big by Jessica Anderson.  Think you don’t have enough money to start saving? Even little deposits add up to big bucks — especially when you start young.  You’ve heard of the savings crisis in...

50 Ways to Cut Health Care Costs

by Kristine McKinley | Dec 20, 2006 | Budgeting and Saving, Insurance, Personal Finance

Just ran across the article 50 Ways to Cut Health Care Costs on CNNMoney’s website.  As fast as health care costs are rising, I think it’s a good idea to educate yourself about your health care costs and how to cut them. #3 Pay up front, in cash...

Beware the High Cost of Payday Loans

by Kristine McKinley | Dec 16, 2006 | Budgeting and Saving, Debt Management, Personal Finance

I noticed that a payday loan store moved into my neighborhood recently, then I looked around and realized there are several in my area. This made me wonder… how profitable are these payday loan places, that they are popping up on every street corner? I’ve...

Emergency Fund: Why You Need One

by Kristine McKinley | Dec 14, 2006 | Budgeting and Saving, Personal Finance

As a financial planner, I encourage my clients to have an emergency fund.  This is often met with the following questions: 1.  Why do I need an emergency fund? and2.  How much should it be? To answer the first question, you need an emergency fund for...
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Beacon Financial Advisors is a registered investment adviser with the State of Missouri and the State of Kansas and may transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.
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Beacon Financial Advisors
Kristine McKinley
Certified Financial Planner
Kansas City, Missouri